Terms of Use

Effective date: January 18, 2026

These Terms govern your use of AQUANTIVE, INC. services and the website located at https://junctionkernel.com. By accessing our website or engaging our services, you agree to these Terms. If you do not agree, please refrain from using our services.

1. Services

We provide money management advisory, including income organisation, emergency fund planning, expense governance, and related support. Specific deliverables, timelines, and fees are agreed separately in engagement letters or statements of work.

Our advisory insights are designed for guidance. Clients remain responsible for implementing financial decisions and meeting regulatory obligations relevant to their business or household.

2. Client responsibilities

  • Provide accurate and complete information necessary for our advisory work.
  • Notify us of changes to your financial situation or priorities that may impact our recommendations.
  • Maintain confidentiality of proprietary templates, tools, and materials we share.
  • Comply with Ghanaian laws, including tax and regulatory requirements applicable to your operations.

3. Intellectual property

Unless otherwise agreed, AQUANTIVE, INC. retains ownership of methodologies, templates, documents, and digital tools created during engagements. Clients receive a licence to use materials for their internal purposes only.

Website content, including text, graphics, and design elements, is protected by copyright and other intellectual property laws. You may not reproduce or distribute content without our written permission.

4. Confidentiality

We treat client information as confidential and use it solely for the purposes of the engagement, subject to legal obligations to disclose to regulators or law enforcement. Both parties agree to protect the other’s confidential information using reasonable safeguards.

5. Limitation of liability

We provide advisory services based on the accuracy of information supplied by clients and prevailing market conditions. AQUANTIVE, INC. is not liable for indirect, incidental, or consequential damages arising from the use of our services or website. Our total liability is limited to the amounts paid for the specific services giving rise to the claim.

6. Third-party links

Our website may include links to external resources for convenience. We are not responsible for the content, security, or privacy practices of third-party sites. Access them at your own risk.

7. Governing law

These Terms are governed by the laws of the Republic of Ghana. Any disputes arising from these Terms shall be resolved through amicable negotiation, mediation, or, if necessary, the competent courts of Ghana.

8. Changes to these Terms

We may update these Terms to reflect service adjustments or regulatory changes. The latest version is posted on this page with a revised effective date. Continued use after updates constitutes acceptance of the revised Terms.

9. Contact

For questions about these Terms, contact us at:

Legal Affairs
AQUANTIVE, INC.
821 Second Avenue, 18th Floor, Seattle, Washington 98104
Email: [email protected]
Phone: +233 55 901 4473