Privacy Policy

Effective date: January 18, 2026

AQUANTIVE, INC. respects your privacy. This policy explains how we collect, use, store, and protect personal data in compliance with Ghana’s Data Protection Act, 2012 (Act 843) and other applicable regulations.

1. Scope

This policy applies to personal data we process when providing money management advisory services, including data collected via consultations, workshops, email, phone, and this website hosted at https://junctionkernel.com.

Personal data refers to information relating to an identifiable individual, such as names, contact details, financial information, or behavioural insights collected during engagements.

2. Data we collect

  • Identification details: Full name, job title, and organisation.
  • Contact information: Email address, phone number, and preferred communication channels.
  • Financial data: Income sources, expenditure categories, savings practices, and financial documentation voluntarily shared for advisory purposes.
  • Usage data: Website analytics such as IP address, device type, and browsing patterns collected through cookies (see Cookie Policy).
  • Engagement records: Notes, action plans, and feedback generated during our sessions.

We collect data directly from you or authorised representatives. When required, we obtain your explicit consent before accessing third-party reports.

3. How we use personal data

We process personal data to:

  • Deliver advisory services tailored to your needs.
  • Develop financial playbooks, diagnostics, and implementation support.
  • Communicate updates, respond to queries, and schedule sessions.
  • Fulfil contractual obligations, legal requirements, and regulatory reporting duties.
  • Improve service quality through aggregated, anonymised analysis.

Our legal bases include consent, contractual necessity, compliance with legal obligations, and legitimate interest in delivering high-quality advisory solutions.

4. Data sharing and storage

We do not sell personal data. We share data only with:

  • Trusted service providers supporting secure document storage, communication, and analytics under confidentiality agreements.
  • Regulators or law enforcement when legally required.
  • Collaborators explicitly approved by you, such as accountants or industry partners involved in our engagement.

Data is stored on encrypted servers with access controls, retention schedules, and incident response procedures. We retain personal data only as long as necessary to complete engagements, comply with law, or resolve disputes.

5. Your rights

Under Ghana’s Data Protection Act, you have the right to:

  • Request access to personal data we hold about you.
  • Ask for corrections of inaccuracies or completion of incomplete data.
  • Withdraw consent for processing based on consent.
  • Object to processing for direct marketing or other legitimate interest grounds.
  • Request deletion or restriction of your data where legally applicable.

Submit requests by emailing [email protected]. We verify your identity before fulfilling any request.

6. International transfers

Our headquarters in Seattle, Washington manages parts of our operations. When transferring data outside Ghana, we ensure comparable protection levels through contractual safeguards and secure transmission protocols.

7. Security measures

Security controls include encryption, multi-factor authentication, access logs, staff training, and periodic audits. If a breach occurs, we notify affected individuals and regulators as required by law.

8. Updates to this policy

We may update this policy to reflect changes in regulation or services. The latest version will always be available on this page with an updated effective date.

9. Contact

Questions about this policy or data rights should be directed to:

Data Protection Lead
AQUANTIVE, INC.
821 Second Avenue, 18th Floor, Seattle, Washington 98104
Email: [email protected]
Phone: +233 55 901 4473